Mortgages for Individuals
Applying for a mortgage with Irish Permanent International is easy and we aim to approve your application within 48 hours (subject to receipt of full documentation).
1. Download the relevant application form from here and complete it in full. A lack of information may result in a delay in processing your application.*
2. Submit the following identification and other documentation
Individual Lending Compliance Requirements
- Fully completed Irish Permanent International application form*
- Original or certified** copy of a passport or driving licence and an original or certified** copy of a utility bill (not mobile phone) no more than 6 months old for each party to the loan
Individual Lending Underwriting Requirements
- Original or certified** copies of the last 6 months current account bank statements
- Original or certified** copies of the last 12 months mortgage statements for any existing mortgages
- Confirmation of salary for each party to the loan (3 months payslips or last 2 years financial accounts or satisfactorily completed accountants questionnaire if self-employed)
- Cheque for the cost of the valuation (click here for fee scale)
- Confirmation of the source of deposit
*Irish Permanent International reserve the right to request further information once the application is received.
**Certification may be carried out by any one of the following:
- Lawyer
- Accountant
- Director or Manager of an authorised credit or financial institution
- Director, Manager or Company Secretary of a licensed CSP
- Notary Public
- Member of the Judiciary
- Senior Civil Servant
- Consular official at a British embassy or consulate
- Serving Police Officer
- A Director/Partner/Principal of an entity authorised by the Financial Services Authority (UK).
- A Director/Partner/Principal of an appointed representative of an entity authorised by the Financial Services Authority (UK).
- A Director/Partner/Principal of an entity authorised by the Irish Financial Services Authority (Eire).
- A Director/Partner/Principal of an entity holding an Investment Business Licence issued by the Financial Supervision Commission (IOM).
Copies should be certified a "true copy of an original" and must include the certifier's printed name, signature, capacity and date along with the certifier's company stamp if applicable.
3. Send the completed application form and other relevant documentation to:
Irish Permanent International
12-14 Ridgeway Street
Douglas
Isle of Man
IM1 1EN

